Now in private beta · Invite required

Finally know where
your money goes

Upload your bank and credit card statements. strums.ai gives your family a clear, private picture of your finances — instantly.

app.strums.ai · March 2026
Monthly Income
₹1.24L
3 accounts · HDFC, ICICI
Total Spend
₹68,420
↑ ₹4,200 vs last month
6-month spending trend
OCT
NOV
DEC
JAN
FEB
MAR
Food & Dining · ₹12,400
EMIs · ₹22,450
Groceries · ₹8,200
Subscriptions · ₹2,890
Shopping · ₹11,600
PDFs deleted after parsing
Data stored in India
DPDP Act compliant
No bank login required
No ads. Ever.
How it works

Three steps to clarity

No bank login. No third-party access. Just your PDF statements and a few seconds.

01
📄

Upload your statements

Download PDF statements from your bank's netbanking portal — HDFC, ICICI, SBI, Axis, and more. Upload them to strums.ai. No bank credentials needed.

02

We parse instantly

Our AI reads and categorises every transaction in seconds. Your PDF is permanently deleted the moment parsing is done — we never store your documents.

03
📊

See your full picture

Spending by category, income trends, EMI tracking, subscription audit — your family's complete financial picture, across all accounts in one place.

Supported banks & credit cards
HDFC BankICICI BankAxis BankSBIICICI CCAmex CC+ more added regularly
What you get

Built for Indian families

Every feature designed around how Indian households actually manage money.

🏠

Up to 8 accounts, one view

Add savings accounts, current accounts, and credit cards across family members. See your household's complete cashflow in a single dashboard.

Family plan
📉

EMI & loan tracking

Automatically identifies home loan EMIs, car loans, personal loan repayments and credit card dues. Know exactly what's committed every month.

Auto-detected
🔄

Subscription audit

Surfaces all recurring charges — OTT, gym, SaaS, insurance premiums. Find subscriptions you forgot you had. Cancel what you don't use.

Save money
📅

Loan affordability tool

Plug in an EMI scenario; get a real verdict on whether the bank is likely to approve based on your actual FOIR — not a thumb-rule guess.

AI-powered
🏷️

Smart categorisation

UPI, NEFT, IMPS, POS — every transaction type understood. Merchants like Swiggy, Amazon, Zomato auto-recognised. You can recategorise anything.

Indian merchants
📈

Trend analysis

See how your spending has changed month over month. Identify where your money is actually going compared to where you think it is.

Insights
Privacy first

Your data stays yours

We built strums.ai with a simple rule — we should never need to see your financial documents. And we don't.

🗑️

PDFs deleted immediately

Your statement is deleted the moment parsing is complete. We store transactions, not documents.

🇮🇳

Data stays in India

All processing and storage happens in Google Cloud data centres in India. Your financial data never leaves Indian servers.

🔒

DPDP Act compliant

Designed from day one to comply with India's Digital Personal Data Protection Act, 2023. Your consent controls everything.

🚫

No bank login. No screen scraping.

We never ask for your netbanking credentials. We never connect to your bank. PDFs only, always.

We delete your PDF once it’s parsed
0
PDFs stored after parsing
0
Data brokers we sell to
0
Ads. Ever.
Pricing

Simple, honest pricing

Free during the private beta. A paid Family plan will unlock unlimited history when we launch publicly.

Free (Beta)
0
invite required · 6 months history
  • Up to 8 family accounts
  • Last 6 months of history
  • Smart categorisation
  • EMI + subscription tracking
  • Loan affordability tool
  • Mobile + web access
Join waitlist →
Family
coming soon · post-launch
  • Everything in Free
  • Unlimited history
  • Custom categories
  • Monthly email reports
  • Priority support
  • Early access to new tools
Join the waitlist

Access opens in waves. Join the waitlist below to be notified.

Be among the first

Join the waitlist

We’re opening access in small waves to keep quality high. Drop your email and we’ll let you know the moment your seat is ready.

We’ll only email you about strums.ai. No marketing, no sharing.

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Get started today

Your family’s finances, finally clear

Upload your first statement in minutes. No bank login, no credit card, no catch.

Join the waitlist →

Private beta · Invite required